323 Wealth Management, LLC

323 Wealth Management is an independent, state-registered advisory firm that serves individual and high‑net‑worth clients through discretionary asset management and financial planning. The firm provides managed accounts and consulting services and also offers participant-account management for held‑away defined contribution plan assets through a third‑party aggregation platform (Pontera, formerly FeeX).

The advisor tailors portfolios to client objectives, time horizon, and risk tolerance using asset-allocation, dollar‑cost averaging, technical analysis, and both short‑ and long‑term strategies, with account reviews at least quarterly. The firm’s managed account programs are discretionary and, per its disclosures, can employ separately managed account strategies that may involve borrowing and the use of derivatives — risks the brochure describes and that the firm monitors and discloses to clients.

This practice is run by a single advisor who holds CFP and CFA designations and has prior experience at major custodians, and it uses multiple clearing platforms (Charles Schwab, Fidelity, and Altruist) to match platform features to client needs. The advisor is also a licensed insurance agent (disclosed as a small portion of activity), and the brochure explains that commissionable insurance sales are available but represent a potential conflict of interest that is disclosed to clients.