320 Life Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
The firm primarily provides investment management for pooled vehicles and institutional accounts while also offering limited direct counseling to individual clients. In addition to portfolio management, it delivers financial counseling and plan‑level education through contractual engagements, including work supporting servicemembers as a Department of Defense contractor and counseling provided through Moneystack/Gamefin for individuals affected by gambling.
The firm blends investment management with a counseling and education focus, supported by an Accredited Financial Counselor (AFC®) designation and ongoing continuing education. It charges clients on hourly or annual fee arrangements rather than a typical percentage‑of‑assets model, and it produces periodicals and delivers seminars and presentations for client groups.
Compared with many investment managers, the firm’s mix of services—direct work with non‑high‑net‑worth individuals, regular educational workshops, and published newsletters—is atypical for its category. Its background in military personal financial counseling, prior 401(k) advisory experience, and operation of a nonprofit focused on family and youth education further distinguish its advisory profile.
Client services
Financial planning
Newsletters or periodicals
Educational seminars or workshops
Expertise
General retirement planning
Cash flow / budgeting
Occupation focus
Military & Veterans
Demographic focus
Mid-Career Professionals
Fee options
Annual fees charged (specific amounts not disclosed)
Hourly fees charged (specific amounts not disclosed)
Fee-only: Hourly fees and annual fees (specific amounts not disclosed)
Most active in
320 Life Financial Planning has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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