3:23 Financial Services LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$1,511,505
Total clients
18
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
18
Average account size
$83,973
About
3:23 Financial Services is a small independent advisory firm that serves individuals, high‑net‑worth individuals, trusts and estates, managing roughly $1.5 million for about 18 client relationships. The firm delivers ongoing financial planning through a quarterly subscription model and, when elected by clients, provides discretionary portfolio management and investment due diligence on alternative assets.
The firm’s investment work draws on fundamental and cyclical analysis and is implemented to reflect each client’s documented goals, time horizon and risk tolerance; accounts are reviewed at least quarterly and plans are updated as needed. Clients authorize discretionary trading when agreed, may impose written restrictions, and custodial account statements are delivered directly to clients while the firm manages accounts separately rather than aggregating trades.
A notably uncommon feature is the firm’s fee model: it does not rely on percentage‑of‑assets‑under‑management fees and instead uses subscription billing and separate fees for advisory work and due diligence. The firm’s principal also maintains a part‑time analyst role at another investment firm and may refer clients there for alternative investments without receiving referral compensation; the adviser reports no external sales compensation and does not vote client proxies.
Client services
Financial planning
Portfolio management
Expertise
Retirement withdrawal strategies
Social Security optimization
Charitable giving tax strategies
College savings (529s, UTMA, etc.)
Fee options
Investment due diligence charged at $350 per hour.
Fee-only: Financial planning subscription fees range from $45 to $5,000 per quarter depending on client type and complexity; $45-$750/quarter for individuals, $200-$1,500/quarter for married couples, $45-$5,000/quarter for business owners.
Main office location
3:23 Financial Services LLC
2083 Collins Blvd
Richardson TX 75080, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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