245 Investments LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,528,054
Clients
10
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
10
LowAverage account size
$452,805
About
245 Investments LLC provides discretionary asset management through separately managed accounts and delivers financial planning services only to its SMA clients (not as a standalone offering). The firm serves individual investors and, less commonly for firms of its type, also works with small businesses and other institutional clients.
The firm applies a disciplined, objective quantitative and qualitative bottom‑up valuation process to identify securities it views as underpriced relative to intrinsic value, drawing on primary SEC filings and macro inputs such as inflation and long‑term Treasury rates. Portfolios are managed across market capitalizations with income and growth strategies that are generally long‑only, typically holding on the order of ten to forty positions and maintaining a modest liquidity reserve for cash flow needs.
What is notable about this adviser relative to peers is its use of pay‑for‑performance arrangements with qualified clients and its willingness to manage corporate and institutional accounts — practices that are uncommon among independent, solo‑run advisers. As a small, recently formed firm with roughly $4.5 million in AUM and a limited client roster, its approach tends toward concentrated, tailored portfolios rather than broad, standardized programs.
Client services
Financial planning
Portfolio management
Expertise
Active portfolio management
Income planning
Retirement income strategy
Fee options
0.75% annually (0.1875% per quarter)
10% of profits above a semi-annual high-water mark, calculated every six months for qualified clients meeting SEC Qualified Client guidelines.
Account minimum: $50,000 Fee-only: 0.75% of assets under management per year, deducted quarterly in arrears; financial planning services offered at no additional charge to SMA clients.
Main office location
245 Investments LLC
2108 N Street #6798
Sacramento CA 95816, United States
Number of offices
2
Most active in
245 Investments LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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