22 Seven Wealth Management Inc

22 Seven Wealth Management, Inc. provides financial planning, portfolio management, and qualified retirement plan consulting to individuals, high‑net‑worth individuals, corporations, and pension or profit‑sharing plans, and the brochure also notes work with charitable organizations. The firm documents client goals and delivers either a written comprehensive plan or targeted consulting and generally applies a minimum account size for portfolio management.

The firm constructs individualized portfolios based on objectives, risk tolerance and time horizon, employing asset allocation, fundamental and technical analysis and both long‑ and short‑term trading strategies, and typically manages accounts on a discretionary basis. It also sponsors a wrap‑fee program of model portfolios managed by third‑party advisers and uses third‑party custodians, with client authorization for direct fee deductions.

Notable distinctions include a dual management fee option available to SEC‑defined qualified clients that combines a 0.50% base fee with a performance fee equal to 20% of gains above the last annual high‑water mark, a performance‑based structure described in the brochure. The firm’s principal is also affiliated with a broker‑dealer and is licensed to sell insurance products, and the firm discloses pension consulting services (plan benchmarking, investment policy statement drafting and participant education), all of which the brochure identifies as potential conflicts the firm seeks to mitigate through disclosure and policies.