21:5 Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$36,207,132
Total clients
56
64% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
56
Average account size
$646,556
About
21:5 Advisors primarily serves high‑net‑worth individuals, charitable organizations, and businesses and maintains a $1,000,000 account minimum, a posture that indicates it does not target lower‑balance retail (non‑HNW) individual clients. The firm offers discretionary investment management, both project and ongoing financial planning, facilitation of estate‑planning documents via third‑party platforms (EncorEstate and Wealth), and access to fee‑based annuity solutions through an unaffiliated insurance platform.
The firm operates on a fee‑only, percentage‑of‑AUM basis and implements asset‑allocation models grounded in modern portfolio theory, using a mix of passive and active strategies to align portfolios with client objectives. Engagements begin with a documented Financial Road Map® and include quarterly account reviews, the ability for clients to impose reasonable investment restrictions, and explicit limits on speculative exposures (digital asset allocations are constrained to low single‑digit percentages).
As a single‑advisor practice managing roughly $36.2 million across about 56 clients, the firm combines a small, boutique scale with technology‑enabled estate‑planning and insurance platforms (EncorEstate, Wealth, and DPL) to provide certain services without commission‑based incentives. The brochure also emphasizes non‑investment planning areas—organizational best practices, cyber and personal data security, and formal referral processes for legal and tax specialists—which are presented in greater detail than is typical for firms of comparable size.
Client services
Financial planning
Portfolio management
Expertise
Annuities
General estate planning guidance
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Debt management
Fee options
Fixed fees up to $7,500 initial for Financial Planning; up to $20,000 for Project-Based Financial Planning; up to $3,000 for Estate Planning
$0 - $250,000: 1.75% $250,001 - $1,000,000: 1.25% $1,000,001 - $3,000,000: 0.50% $3,000,001 - $6,000,000: 0.25% $6,000,001+: $30,000 fixed annual fee
$500 per hour for Project-Based Financial Planning, Estate Planning, and other services
Ongoing Financial Planning fees up to $30,000 per year, paid quarterly in advance based on hourly rate
Account minimum: $1,000,000 Fee-only: Investment Management fees based on tiered AUM schedule; Financial Planning fees fixed or hourly; Estate Planning fixed or hourly fees; Fee-based annuities tiered AUM fees
Main office location
21:5 Advisors, LLC
16165 North 83 Rd Avenue, Suite 200
Peoria AZ 85382, United States
Number of offices
1
Most active in
21:5 Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Arizona · California · Louisiana · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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