1st Financial Investment, Inc.

Philip Goldstein is a financial advisor with 41 years of industry experience, currently affiliated with 1st Financial Investment, Inc. He holds Series 63 and Series 65 credentials. His prior roles include consulting and educational positions with organizations such as the Society for Financial Awareness and Social Security Consultants, Inc., and he is involved in several related business ventures including insurance and tax services. Goldstein also consults on college planning and offers specialized insurance solutions for clients who have undergone bariatric surgery. 1st Financial Investment, Inc. provides personalized financial planning and non-discretionary investment management to individuals, pension plans, trusts, and small businesses. The firm employs a tailored investment policy process, combining passive index exposures with active management and option strategies, and supports client programs through third-party money managers and a wrap-fee program.

Charles Galat is a financial advisor with 21 years of industry experience, currently serving at 1st Financial Investment, Inc. He holds a Series 63 designation and has prior experience with firms including Western International Securities, Inc. and Palomar Financial Services, Inc. Outside of his advisory role, he is the owner and president of Galat & Company, P.C., a CPA and accounting firm, and is involved as a shareowner and bookkeeper in several healthcare-related businesses. 1st Financial Investment, Inc. provides personalized financial planning and investment management services to individuals, pension plans, trusts, estates, and small businesses. The firm employs a tailored investment policy process that combines passive index/ETF exposures with actively managed sleeves and option strategies, delivering non-discretionary advice often implemented through third-party money managers.

Heath Goldstein is a financial advisor at 1st Financial Investment, Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has held various roles including leadership positions in insurance, tax services, and financial firms. Outside of his advisory work, he is actively involved as a volunteer firefighter and EMT, a water rescue technician, and serves in multiple community organizations such as the Chinchilla Hose Company and amateur radio clubs. 1st Financial Investment, Inc. provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, and small businesses. The firm employs a tailored investment policy process combining passive and active strategies, delivers non-discretionary advice often through third-party managers, and offers educational seminars, periodic newsletters, and a wrap-fee program.