1st & 3rd Investments LLC

1st & 3rd Investments provides discretionary portfolio management and financial planning to individuals, families, small businesses, and retirement plans, and also offers pension and corporate retirement consulting as well as educational seminars and workshops. The firm states that financial planning is provided to clients and prospects at no additional charge and delivers quarterly account statements and annual performance reports.

The firm’s investment process blends fundamental security research with technical and charting analysis, cyclical assessment, and proprietary security pricing inputs, and it uses corporate rating services among its information sources. Strategies described in the brochure range from long-term and dividend-growth approaches to short-term trading, market-timing techniques, option writing, margin use, and participation in IPOs when appropriate.

What is distinctive is the combination of a small, boutique advisory platform with active trading and market-timing elements and direct use of security-level ratings and pricing in its decision-making, features that are less common among similar supported firms. The firm’s principal maintains active outside employment as a commercial airline pilot and prior military service is noted in the brochure; the firm discloses that this employment occupies a significant portion of the principal’s time but does not impede client service.