114th Financial LC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
7
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
7
Very LowAverage account size
$0
About
114th Financial provides financial planning, investment management, bookkeeping, and tax preparation to individuals, high‑net‑worth clients, and families, and it offers targeted planning services for mental‑health therapists and other business owners. Its ongoing planning package includes monthly cash‑flow reviews, an annual financial plan, an annual investment education session, and an annual tax plan.
The firm follows a passive, allocation‑driven investment approach built with index mutual funds and ETFs, emphasizing strategic asset allocation, periodic rebalancing, and avoidance of market timing. It operates on a non‑discretionary basis, integrates behavioral education into its planning work, and excludes higher‑risk ETF categories such as leveraged, inverse, or cryptocurrency ETFs.
A distinguishing feature is that the firm’s principal is a licensed Certified Public Accountant and the firm combines tax preparation and bookkeeping with its advisory services — an affiliation that is uncommon among independent advisors. The firm is a very small, recently established solo practice, reporting seven clients and no discretionary or non‑discretionary assets under management as of Feb 10, 2025.
Client services
Financial planning
Portfolio management
Expertise
Passive / index investing
Concentrated stock management
Cash flow / budgeting
General tax planning
Occupation focus
Self-Employed
Fee options
Personal and Business Financial Planning Services broken down as: Monthly Cash Flow Review $37.50/month, Annual Financial Plan $700, Annual Investment Education Session $250, Annual Tax Plan $400; Tax Preparation and Bookkeeping Services $300/month
0.50% annually (0.125% quarterly, calculated on total portfolio value)
$150 per hour for services outside scope with prior consent
Fee-only: Personal and Business Financial Planning Services at $150 per month ($1,800 per year)
Main office location
114th Financial LC
South Jordan UT, United States
Number of offices
1
Most active in
114th Financial LC has reported serving >5 clients in these states in the last 12 months.
Utah
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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