Robert L. Bender, Inc. dba Robert Bender & Associates

Robert Bender & Associates provides ongoing asset management and portfolio management to a mix of individual investors, high‑net‑worth individuals, small businesses, trusts, estates, pooled investment vehicles, and charities. The firm documents client goals, time horizons, and risk tolerances and can manage accounts on a discretionary basis under limited trading authorizations.

RBA’s investment process combines fundamental and technical analysis and may include allocations to mutual funds, ETFs, common stocks, fixed income and, where appropriate, option transactions, margin and other derivatives. Accounts are reviewed at least annually (more often as needed) for suitability, target‑allocation rebalancing and tax‑loss harvesting, and fees are typically deducted directly from custodian accounts with custodians providing quarterly statements.

What is distinctive about the firm is its size of assets under management relative to its advisory team: the firm reports over $510 million in discretionary assets, resulting in an unusually high AUM per advisor compared with many peers. The firm also offers participation in wrap fee programs, a less common brokerage arrangement for comparable teams that can affect trade routing and execution choices and that clients are advised to evaluate.