Professional Analysts, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$37,745,281
Clients
58
0% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
58
TypicalAverage account size
$650,781
About
The firm provides financial planning and discretionary asset management to individual clients, offering comprehensive, estate and single‑needs planning as well as portfolio management and allocation advice for employer‑sponsored retirement plans. It manages approximately $37.7 million in discretionary assets for a small client base and periodically offers educational workshops and recommendations for independent investment managers.
The investment approach emphasizes Modern Portfolio Theory and explicit asset allocation (strategic, tactical and dynamic) implemented mainly through pooled vehicles and mutual funds, with discretionary trading authority limited to maintaining agreed fund portfolios. The firm uses a team concept for plan development, conducts quarterly reviews and rebalancing, and coordinates implementation and ongoing monitoring with outside professionals when appropriate.
What is distinctive is the firm’s mix of industry affiliations: planners are also registered representatives and licensed insurance agents, and the firm maintains ties with a broker‑dealer, other advisers, and insurance companies — arrangements that can lead to commission‑based implementation outside the advisory agreement. The client base notably does not include high‑net‑worth households, indicating a primary focus on non‑HNW individual investors and ongoing practice continuity since the early 1980s.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Cash flow / budgeting
Life insurance needs analysis
Fee options
$0 - $250,000: 1.25% $250,001 - $750,000: 1.00% $750,001 - $1,000,000: 0.75% $1,000,001 - $1,500,000: 0.50% $1,500,001 - $2,000,000: 0.25% $2,000,001+: 0%
Financial counseling hourly rate quoted and agreed upon in advance
Annual retainer fee for implementation review and maintenance equal to half the first year factor calculation from fee grid; payable quarterly (minimum $460, maximum $1,700)
Minimum fee: Comprehensive Planning minimum fee: $1,100; Estate Planning maximum fee: $1,700; Annual retainer minimum fee: $460; Annual retainer maximum fee: $1,700 Fee-only: Financial Planning fees based on point system multiplied by $100; hourly rate for financial counseling (rate quoted and agreed upon in advance)
Main office location
Professional Analysts, LLC
2370 Delta Rd.
Bay City MI 48706-9340, United States
Number of offices
1
Most active in
Professional Analysts, LLC has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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