Payne Financial Management, L.L.C.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$39,935,381
Total clients
127
0% high-net worth
Total advisors
1
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
127
Average account size
$314,452
About
Payne Financial Management serves individual clients with an emphasis on retirees, providing discretionary portfolio management and financial planning services, including fixed-fee comprehensive plans, annual plan reviews, and hourly consultations. The firm is fee-only and manages client assets on a discretionary basis, administering accounts through a recommended independent custodian.
The firm’s investment process is individualized: it uses an Investment Policy Questionnaire, illustrative materials, and periodic reports to establish suitability and guide asset allocation, and considers macroeconomic, business-cycle, technical and fundamental factors when selecting investments. It places emphasis on client education and uses those materials in meetings, and also offers occasional seminars or workshops to support client understanding.
Compared with many peers, Payne operates as a small, long-established advisory practice managing roughly $40 million for about 127 clients and does not maintain relationships focused on high-net-worth households. The firm maintains a conflict-avoidance stance—no outside affiliations, limited power of attorney for discretionary trading (but no physical custody), and it does not vote client proxies.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General retirement planning
Retirement income strategy
Occupation focus
Retired
Demographic focus
Approaching retirement
Fee options
Comprehensive Financial Plan: $5,000 fixed fee; Annual Financial Plan Review: $2,500 fixed fee.
$100,000 - $499,999: 3% $500,000 - $999,999: 2% $1,000,000 - $4,999,999: 1.5% $5,000,000+: 1%
$500 hourly fee for separate financial planning consultations.
Account minimum: $100,000 Fee-only: Firm is fee-only; no commissions or outside compensation.
Main office location
Payne Financial Management, L.L.C.
125 Townpark Drive Nw, Suite 300
Kennesaw GA 30144, United States
Number of offices
1
Most active in
Payne Financial Management, L.L.C. has reported serving >5 clients in these states in the last 12 months.
Georgia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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