Martha's Vineyard Investment Advisors, LLC

Martha's Vineyard Investment Advisors, LLC provides financial planning, investment management, and wealth management to individuals (including high‑net‑worth clients), trusts, estates, foundations, corporations and certain banking or trust entities. The firm manages portfolios on a discretionary basis and also offers consulting services that include business planning, trust and estate planning, tax and distribution planning, and manager due diligence.

MVIA's investment process is grounded in Modern Portfolio Theory, emphasizing asset allocation, diversification and risk‑factor exposure to build custom portfolios across equities, fixed income, mutual funds, ETFs, alternatives and third‑party managers. The firm combines proprietary strategies with Independent Managers, conducts ongoing manager due diligence, and regularly reviews and rebalances accounts to align with clients' objectives and risk tolerance.

MVIA is a wholly owned subsidiary of Martha's Vineyard Savings Bank, and the firm both recommends and at times uses the affiliated bank for custody and banking services and provides sub‑advisory management for the bank's trust assets — features that distinguish it from most peer team firms. That affiliation creates disclosed conflicts of interest (for example, employees with dual roles, certain assets held with the bank, and instances where the firm is deemed to have custody), and subjects those relationships to additional oversight and disclosure requirements.