MKT and Associates LLC

MKT and Associates LLC provides discretionary portfolio management and investment advice to individuals (including high‑net‑worth clients), trusts, corporations, and retirement plans, and also offers fiduciary 401(k) and retirement plan consulting under ERISA frameworks. Financial planning and consulting are provided to clients receiving portfolio management services but are not offered as standalone paid engagements.

The firm implements client‑specific strategies documented with Investment Policy Statements and a set of model portfolios (including tax‑managed variants) built from mutual funds, ETFs, individual securities, and third‑party sub‑advisers. Its investment process draws on fundamental, quantitative, optimization, and technical analysis and can employ derivatives, option strategies and margin/leverage when appropriate, a practice the firm discloses as creating additional risk and potential conflicts tied to fee calculations on gross portfolio values.

Notable aspects relative to peers include recent SEC registration in 2024 and a relatively large scale for its adviser count — $378,684,183 in discretionary AUM managed by three advisers across three offices for 146 clients — which implies high AUM per adviser and client. The firm also handles both ERISA 3(21) consulting and, in some engagements, 3(38) discretionary plan services, and participates in custodian institutional programs and third‑party technology/vendor relationships that the brochure identifies as sources of operational support and potential conflicts of interest.