Illumination Wealth Management

Pension consulting initial fixed fee $500-$1,500; ongoing fixed annual fee with $500 minimum paid quarterly in advance.

$0 - $2,000,000: 0.50% of net worth (Financial Life Management) $2,000,001 - $3,000,000: 0.40% of net worth (Financial Life Management) $3,000,001 - $5,000,000: 0.30% of net worth (Financial Life Management) $5,000,001 - $10,000,000: 0.20% of net worth (Financial Life Management) $10,000,001+: 0.10% of net worth (Financial Life Management) $0 - $500,000: 1.00% of adjusted gross income (AGI) (Financial Life Management) $500,001 - $1,000,000: 0.80% of AGI (Financial Life Management) $1,000,001 - $2,000,000: 0.60% of AGI (Financial Life Management) $2,000,001+: 0.40% of AGI (Financial Life Management) $0 - $99,999: $1,500 minimum fee (Investment Management only) $100,000 - $249,999: 1.50% annually (Investment Management only) $250,000 - $499,999: 1.35% annually (Investment Management only) $500,000 - $999,999: 1.20% annually (Investment Management only) $1,000,000 - $2,999,999: 1.00% annually (Investment Management only) $3,000,000+: 0.90% annually (Investment Management only)

Account minimum: No general minimum dollar amount required to open and maintain an advisory account; however, Financial Life Management services have a minimum quarterly fee of $2,000 (may change and determined case by case) and Investment Management services have a $1,500 minimum fee for accounts under $100,000. Minimum fee: Financial Life Management: minimum quarterly fee $2,000; Investment Management: $1,500 minimum for accounts under $100,000 Fee-only: Financial Life Management and Investment Management fees are fee-only (no commissions). Pension consulting fees are fixed fees.