D
Durham Wealth Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$22,571,448
Total clients
80
3% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
80
Average account size
$282,143
About
Durham Wealth Management is a solo, state‑registered independent adviser that primarily serves individual clients with discretionary portfolio management and written financial planning. The firm bills mainly on a percentage‑of‑AUM basis and also offers fixed‑fee and hourly planning engagements, managing approximately $11.5 million across 83 client relationships.
Investment programs are implemented under discretionary authority and are tailored to each client’s goals, time horizon, and risk tolerance, with methods that include fundamental and technical analysis, cyclical analysis, and tactical asset allocation. Accounts are reviewed at least quarterly and financial plans are typically delivered within 60 days; clients may impose investment restrictions and the adviser documents client objectives in investment policy statements.
A distinctive element disclosed in the brochure is that the firm’s principal maintains a separate licensed insurance practice and spends about 5% of his time selling insurance products for commission, while the advisory firm itself states it does not sell commissioned products — a conflict that is disclosed and mitigated by the adviser’s fiduciary duty. The firm also participates in a third‑party custody/broker program that provides research and other services to the adviser and does not routinely vote client proxies, leaving proxy voting to clients unless assistance is requested.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General retirement planning
Cash flow / budgeting
Fee options
Negotiable flat fees ranging from $200 to $5,000 for financial planning based on complexity.
$0 - $1,000,000: 2.00% annually $1,000,001 - $3,000,000: 1.75% annually $3,000,001 - $5,000,000: 1.50% annually $5,000,001 - $10,000,000: 1.25% annually Over $10,000,001+: Negotiable
$200 per hour for financial planning services.
Fee-only: Financial planning services charged hourly and fixed fees.
Main office location
Durham Wealth Management, LLC
St. Peters MO, United States
Number of offices
1
Most active in
Durham Wealth Management, LLC has reported serving >5 clients in these states in the last 12 months.
Illinois · Missouri · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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