Emerson James Advisors LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$10,113,220
Total clients
20
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
20
Average account size
$505,661
About
Emerson James Advisors, LLC is an independent, single‑advisor registered investment adviser serving primarily individual clients and sponsors of qualified retirement plans. The firm provides non‑discretionary direct asset management, comprehensive financial planning and pension consulting, and also places client assets into sponsored discretionary programs such as SEI Managed Account Solutions and third‑party managers.
The firm’s typical workflow centers on developing individualized investment recommendations and obtaining prior client approval for transactions, while using discretionary solutions from SEI models and a Symmetry third‑party manager when appropriate. Investment analysis draws on fundamental, technical and charting methods, account reviews are performed on a regular basis (quarterly) and planning deliverables include written recommendations paired with online planning tools.
Distinctive features disclosed in the brochure include that the sole advisor is a licensed insurance agent and the firm receives insurance commissions and solicitor payments, a source of external compensation the firm discloses and manages through conflicts‑of‑interest procedures. The firm also reports approximately $7.7 million in primarily non‑discretionary AUM as of December 31, 2022 and offers limited‑scope ERISA 3(21) fiduciary services to retirement plans (excluding certain illiquid or employer‑sponsored assets), a pension consulting role that is less common among similar solo independent advisers.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Fee options
Financial planning fees range from $2,400 to $10,000; ongoing financial consulting fees $2,400 to $10,000 annually.
$0 - $500,000: 1.0% annually $500,001 - $1,000,000: 0.8% annually $1,000,001+: 0.6% annually
$250 per hour for financial planning services.
Main office location
Emerson James Advisors LLC
Crofton MD, United States
Number of offices
1
Most active in
Emerson James Advisors LLC has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")