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Cresta Advisors

Updated today

Total assets under management

$786,011,371

Total clients

210

53% high-net worth

Total advisors

8

of 12 employees

Firm size

Team

4-10 advisors or $500M+ in AUM

Average clients per advisor

26

Average account size

$3,742,911

About

Cresta Advisors provides portfolio management, financial consulting and retirement-plan advisory services to a mix of individuals and high‑net‑worth clients as well as trusts, estates, corporations, endowments, non‑profits and plan sponsors. The firm offers both non‑discretionary ERISA 3(21) consulting and discretionary 3(38) fiduciary services, operates a Cresta wrap‑fee program, and discloses the sale of insurance products (including indexed and variable annuities) through an affiliated insurance entity.

The firm’s investment process combines fundamental and technical analysis, Modern Portfolio Theory and targeted asset allocation, with daily monitoring of allocation models and preparation of Investment Policy Statements and participant education for retirement plans. For discretionary mandates and wrap accounts Cresta executes portfolio management and recommends custodians (Charles Schwab or Pershing); the brochure reports approximately $786 million in assets under management, with the majority managed on a discretionary basis.

Several features in the brochure distinguish Cresta from many team‑sized peers: it documents relationships with institutional clients such as endowments and public entities and notes a client footprint extending to Mexico, reflecting an unusually broad cross‑border and institutional mix for a firm of its size. The combination of sponsoring a wrap program, offering both 3(21) and 3(38) ERISA services (accepting full discretionary fiduciary responsibility for some plans), and maintaining an affiliated insurance‑sales capability are structural characteristics highlighted in the brochure that are less common among similar advisory teams.

Client services

Portfolio management Pension consulting Hourly financial consulting

Expertise

Retirement plans for business owners (SEP, solo 401k) Wealth management Annuities

Fee options

Percentage

$0+: 1.5% or lower for Retirement Plan Services (Discretionary 3(38) and Non-Discretionary 3(21) Fiduciary Services) $0+: 1.5% or lower for asset allocation profiled in wrap fee program $0+: 0.65% or lower for fixed income profiled in wrap fee program

Project-based

$250 per hour for financial consulting services

Other

Account minimum: $250,000

Main office location

Cresta Advisors

2019 E. Del Mar Blvd., Suite 100

Laredo TX 78041, United States

Number of offices

1

Most active in

Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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