OSAIC

Osaic Wealth, Inc. is an SEC‑registered investment adviser and FINRA member broker‑dealer that delivers advisory and brokerage services through a large network of Financial Advisers (Advisory Representatives). It serves a broad client mix — including individual investors (both non‑HNW and high‑net‑worth), pension and profit‑sharing plans, corporations, and charitable organizations — and offers programs such as the Vision2020 Wealth Management Platform, third‑party money manager access, retirement plan consulting, financial planning, and lending solutions.

The firm’s investment process typically combines clients’ risk‑tolerance questionnaires with asset‑allocation planning software, efficient‑frontier analysis, and portfolio optimization and rebalancing tools; Advisory Representatives may manage accounts on a discretionary or non‑discretionary basis and implement a range of investments including mutual funds, ETFs, equities, fixed income, direct indexing, structured ETPs, and proprietary Enterprise Strategist Models. Osaic operates both wrap and non‑wrap fee programs and provides access to multiple custodial and clearing platforms (Pershing, NFS, Schwab, Fidelity), as well as co‑advisory and promoter arrangements with third‑party managers.

Compared with many peers, Osaic stands out for its scale and consolidation activity — the firm supports thousands of advisors (6,276), roughly 562,460 clients and approximately $200 billion in reported assets under management following multiple mergers and transfers of broker‑dealer and RIA platforms in 2024–2025, leaving some legacy program lines restricted to transferred accounts. It has expanded into less‑common institutional offerings such as a lending marketplace (Osaic CapitalHub) and broader alternative‑investment access via third‑party platforms (e.g., CAIS), and it has disclosed multiple SEC enforcement matters in recent years, including a 2024 order addressing off‑channel communications that resulted in undertakings and monetary sanctions.