GWN Securities Inc.

Flat fees may be charged for financial planning or consulting services; specific amounts not stated.

$0 - $250,000: 1.50% (GWN Managed Account Program blended tier example); Platform Fees vary by program, e.g., Fund Strategist Portfolio Program total including optional max manager fee 1.17% $250,000 - $500,000: 1.25% (GWN Managed Account Program blended tier example); Platform Fees lower tiers for other programs, e.g., 1.12% Fund Strategist total including optional max manager fee $500,000 - $1,000,000: 1.00% (GWN Managed Account Program blended tier example); Platform Fees continue to decrease with asset size, e.g., 1.07% Fund Strategist total including optional max manager fee $1,000,000 - $2,000,000: 0.50% (GWN Managed Account Program blended tier example); Platform Fees as low as 0.94% total including optional max manager fee for assets over $5,000,000 in Fund Strategist Portfolio Program

Commissions may be earned on new deposits to legacy accounts with SBG or Valic and on new deposits into existing variable annuity contracts.

Hourly charges may apply for certain financial consulting or planning services; specific rates not stated.

Account minimum: $25 Minimum fee: Platform fees have minimum annual fees: Fund Strategist Portfolio Program $60; Separately Managed Account $65; Unified Managed Account $65; Advisor Directed Program $25; GWN Managed Account Program $250 minimum annual fee; GWN Premier Program $250 minimum annual fee; GWN Total Access Program $250 minimum annual fee; FMAX Program $250 minimum annual fee Fee-only: Financial consulting and planning services offered; fees are negotiable and may be flat fees or hourly, details not explicitly stated.