Five Cedars
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$22,934,610
Total clients
15
53% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
15
Average account size
$1,528,974
About
Five Cedars Financial, LLC provides discretionary portfolio management and comprehensive financial planning to individual and high‑net‑worth clients. The brochure lists services that include preparing an Investment Policy Statement, ongoing portfolio monitoring, and planning across retirement, estate, charitable giving, employee benefits optimization, risk management, and investment analysis.
The firm documents client goals and risk tolerance in an IPS and generally manages accounts with discretionary authority, using methods such as fundamental, technical, charting, and cyclical analysis alongside long‑term trading. Its investment offerings include mutual funds, ETFs, individual equities and fixed‑income, and the firm also implements direct indexing (with tax‑loss harvesting considerations) and may direct clients to third‑party managers when appropriate.
Compared with many small independent advisers, Five Cedars reports a very small client roster relative to assets under management and explicitly serves high‑net‑worth individuals, suggesting a focus on deeper, customized relationships. The firm requires clients to use Charles Schwab & Co., Inc. Advisor Services for custody and brokerage and discloses receipt of research and other custodian services, a directed‑brokerage arrangement the brochure notes can affect execution and generate soft‑dollar benefits.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Charitable giving & philanthropy
Cash flow / budgeting
General estate planning guidance
Tax-loss harvesting
Fee options
1.00% annually
$400 per hour
Main office location
Five Cedars
608 State St, Suite 100 L
Kirkland WA 98033, United States
Number of offices
1
Most active in
Five Cedars has reported serving >5 clients in these states in the last 12 months.
Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
LinkedIn
Facebook
Instagram
Website
(425) 321-1234
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