AAA Advisory LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
12
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
12
Average account size
$0
About
AAA Advisory LLC offers fee-only comprehensive and project-based financial planning and tax preparation services to individual clients, including high-net-worth individuals, delivered primarily through virtual meetings. Although registered as an investment adviser, the firm does not accept custody of client assets or provide discretionary investment management.
When making investment recommendations the firm generally follows Modern Portfolio Theory and favors long-term, passive approaches implemented with mutual funds, exchange-traded funds, stocks, and bonds, with a focus on asset allocation. Recommendations are provided on a non-discretionary basis as part of financial planning engagements rather than through managed accounts.
The firm’s principal holds CPA and CFP® credentials and provides tax preparation and consulting through an affiliated accounting practice (Bestgate Tax & Accounting Advisors), a combination that is uncommon among firms in this registration category. AAA Advisory typically charges fixed or hourly advisory fees rather than percentage-of-assets-under-management fees and operates mainly as a virtual, fee-only planner, distinguishing its service and compensation model from many institutional-focused investment managers.
Client services
Financial planning
Tax preparation
Expertise
General retirement planning
Tax strategies for small businesses
Cash flow / budgeting
Fee options
Comprehensive Financial Planning Fees: Fixed fee typically ranging from $2,000 to $6,000 annually; Tax Preparation Fees: Fixed fee based on type and scope of returns.
Project-Based Financial Planning Services: $300 per hour; Used as basis for fee calculation and termination fees.
Fee-only: Comprehensive Financial Planning Fees: Fixed fee typically ranging from $2,000 to $6,000 annually; Project-Based Financial Planning Fees: $300 per hour; Tax Preparation Fees: Fixed fee based on scope or $300 per hour if terminated early.
Main office location
AAA Advisory LLC
Walkersville MD, United States
Number of offices
1
Most active in
AAA Advisory LLC has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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