Southern Incomes, LLC

Southern Incomes, LLC is an independent, single‑advisor registered investment adviser that manages approximately $48.9 million for about 58 clients, serving individuals as well as trusts, estates and corporate clients. The firm provides discretionary portfolio management and related financial planning services and typically charges fees based on a percentage of assets under management.

At the outset of client relationships the adviser develops a Financial Profile and an Investment Plan tailored to client objectives and risk tolerance, then implements that plan on a discretionary basis using mutual funds, ETFs and individual stocks. The firm applies both fundamental and technical analysis and manages accounts across three broad risk-return profiles (income, growth & income, and growth), employing long- and short-term strategies and, when appropriate, margin transactions.

A distinctive feature is that the firm’s principal is a licensed insurance agent who offers annuities and life, health, disability and long-term care products, receiving customary commissions and renewals with disclosure and a policy not to charge both a commission and advisory fee on the same assets. The principal’s technical and academic background—including an engineering degree, an MBA and a master’s degree in cybersecurity—along with the firm’s long operating history are additional characteristics that set it apart from many single-advisor practices.