Krammer Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$70,874,017
This total excludes 4 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
45
33% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
45
Average account size
$1,574,978
About
Krammer Financial advises individuals, high-net-worth families, and retirement plan sponsors, offering discretionary investment management, financial planning (provided only in conjunction with advisory services), use of independent sub‑advisors/third‑party managers, and retirement plan consulting and administrative support. Client portfolios are managed primarily on a discretionary basis across equities, corporate debt, mutual funds, and ETFs, with cash and cash equivalents used as part of the overall strategy.
The firm’s investment process emphasizes diversified asset allocation—both strategic and tactical—supported by fundamental analysis, model manager selection, and periodic rebalancing; legacy positions may be managed separately and portfolios can carry sizable cash balances depending on market outlook. Administrative functions, reporting, and fee calculations are supported through third‑party technology (Advyzon), and clients receive periodic reviews and custodian statements for oversight.
Noteworthy for an independent adviser of this size, the brochure discloses direct engagement with pension and profit‑sharing plan clients and the provision of pension consulting and ERISA fiduciary investment model services, capabilities that are statistically uncommon among peers. The firm also facilitates estate‑planning document preparation through a third‑party platform (Vanilla) and reports managing roughly $70.9 million in predominantly discretionary assets for about 45 clients, with explicit disclosures around rollover recommendations and related conflicts of interest.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
General retirement planning
Fee options
$0 - $1,000,000: 1.25% $1,000,001 - $3,500,000: 0.75% $3,500,001 - $7,000,000: 0.50% $7,000,001 - $10,000,000: 0.25% Over $10,000,000+: 0.15%
Commission-based compensation may be received by some IARs for insurance products, separate from advisory fees
Fee-only: Asset-based fees only; no commissions for securities sales
Main office location
Krammer Financial
Redmond WA, United States
Number of offices
1
Most active in
Krammer Financial has reported serving >5 clients in these states in the last 12 months.
Minnesota · Texas · Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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