Molotsky Tax Advisory Group, LLC

Molotsky Tax Advisory Group provides fee-based financial planning and discretionary portfolio management primarily for individual clients, and also serves trusts, estates, pension and profit-sharing plans, charitable organizations and small businesses. The firm offers comprehensive planning services that can include tax planning, retirement and estate planning, investment management, and referrals to third‑party money managers, while custodial services are provided by unaffiliated custodians.

The firm develops an investment policy and risk-tolerance profile for each client and uses fundamental, technical and cyclical analysis to implement strategies tailored to those objectives; it documents objectives in an Investment Policy Statement and conducts quarterly reviews with more frequent oversight as needed. MTAG’s stated strategy set includes long- and short-term trading and option writing (including uncovered options), approaches that the brochure notes can involve margin or borrowing when implemented in separately managed accounts and that carry associated financial and market risks.

Distinctive features disclosed in the brochure include that the firm’s managing member maintains a separate insurance business and affiliations with entities that sell insurance products, and the firm accepts referral arrangements and shared fees with third‑party money managers and receives certain vendor incentives. Combined with a small, advisor-owned practice managing roughly $27 million for about 134 clients and no stated account minimum, these operational ties and the use of potentially leveraged trading strategies distinguish MTAG from many solo independent advisory practices.