Plagens & Taylor Wealth Management

Plagens & Taylor Wealth Management provides discretionary investment management and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and small businesses. The firm operates on a fee-only, percentage-of-assets basis, does not impose account minimums, and offers employer-sponsored plan services including acting as a Section 3(21) and/or 3(38) fiduciary.

The firm implements customized allocation models primarily using no-load or low-load mutual funds and ETFs, with global diversification and limited individual-stock exposure; fixed-income allocations use conservative bond funds or investment‑grade bonds and covered-call programs are available for more sophisticated accounts. Investment decisions draw on a mix of fundamental, technical (charting), and cyclical analysis, are managed on a discretionary basis, and clients receive quarterly performance reporting.

Founded in 2024, the five-advisor team reported roughly $318 million in discretionary assets across about 350 client accounts, reflecting a relatively high client-to-advisor ratio for a new small team and the possibility of materially different account-level fee arrangements because investment adviser representatives may negotiate fees. The firm also enforces pre-approval of employee personal trading, utilizes its custodian’s load‑waived trading capability to minimize fund commission costs, and does not participate in wrap-fee or performance-based fee programs.