80/20 Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$33,118,360
Total clients
36
33% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
36
Average account size
$919,954
About
80/20 Financial Services is a single‑advisor registered investment adviser that provides comprehensive and consultative financial planning and discretionary portfolio management to individual and high‑net‑worth clients. The firm manages approximately $33 million for a small client base and generally requires a minimum account size for portfolio services, which may be waived at the firm’s discretion.
The firm builds personalized portfolios from a set of model allocations, tailoring equity exposure to each client’s objectives and risk tolerance and conducting monthly security reviews and annual client meetings. Its investment process combines fundamental and technical analysis with strategic asset allocation and offers both one‑topic consulting engagements and written comprehensive plans.
A notable distinction is that the firm’s principal also operates as a licensed independent insurance agent and may recommend insurance products for separate commission compensation, a conflict the brochure discloses and describes how it is managed. The adviser’s small, concentrated client base and the practice of waiving planning fees when clients engage investment management, together with reliance on a single advisor and use of an institutional custodian relationship that provides non‑cash support services, further differentiate its operating model from many peers.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Cash flow / budgeting
General tax planning
Fee options
Fixed fee ranging from $1,000 to $7,000 for financial planning services
Maximum 1.00% annually, negotiable based on account size
$240/hour for financial consulting and planning services
Fee-only: Fixed fee for financial planning ranging from $1,000 to $7,000; hourly fee $240/hour
Main office location
80/20 Financial Services
Ozark MO, United States
Number of offices
1
Most active in
80/20 Financial Services has reported serving >5 clients in these states in the last 12 months.
Missouri
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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