C
Covered Bridge Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$40,336,438
Total clients
52
31% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
52
Average account size
$775,701
About
Covered Bridge Financial LLC provides discretionary investment management and financial planning to individuals, high‑net‑worth individuals, and trusts. The firm constructs portfolios primarily using low‑cost mutual funds and ETFs, while also incorporating individual stocks, bonds and other investments when appropriate.
The firm combines fundamental and technical analysis with a generally long‑term focus, meeting with clients for ongoing personal contact and tailoring asset allocation to goals, risk tolerance and circumstance. It may implement portions of client programs through unaffiliated independent managers (with ongoing oversight) and uses a wide range of instruments and strategies as appropriate, including REITs, limited partnerships, options strategies, margin, short sales, leveraged ETFs and cryptocurrencies.
Managing about $40.3 million for roughly 52 clients and participating on the Schwab Advisor Services platform, the firm discloses receiving custodial platform benefits while providing client reporting and fee oversight. It also serves charitable organization clients — a client type that is less common among similar independent advisers — and documents policies for oversight and review of independent managers and more complex investment strategies.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Active portfolio management
Concentrated stock management
Options & derivatives strategies
Real estate investing
Fee options
Fixed fees for financial planning generally ranging from $300 to $5,000
$0 - $350,000: $750 fixed quarterly fee $350,000+: 0.40% to 0.90% annually based on asset size, complexity, and relationship
Up to $300 per hour for financial planning and consulting services
Account minimum: $350,000 relationship minimum (occasionally waived) Minimum fee: Fixed fee of $750 per quarter for accounts below minimum relationship size Fee-only: Investment advisory fees based on AUM and fixed fees for smaller accounts; financial planning fees charged hourly up to $300/hour or fixed fees $300 to $5,000
Main office location
Covered Bridge Financial LLC
Califon NJ, United States
Number of offices
1
Most active in
Covered Bridge Financial LLC has reported serving >5 clients in these states in the last 12 months.
New Jersey · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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