Citrine & Gold LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$3,114,135
Total clients
57
0% high-net worth
Total advisors
1
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
57
Average account size
$54,634
About
Citrine & Gold provides investment advice and portfolio management to individuals, trusts, estates, corporations and other business entities, and also offers comprehensive financial planning on a standalone basis. The firm charges asset-based advisory fees for portfolio management and delivers planning and investment guidance tailored to clients’ stated objectives.
The firm implements model portfolios and may use its custodian, AssetMark, as a subadvisor, employing a three-stage framework (Gain, Protect, Spend) with active asset-allocation models, tactical “risk assist” adjustments, and “real spend” models designed to support target distribution rates. Portfolio management is generally discretionary, and the firm’s models are implemented without permitting clients to impose specific holding or allocation restrictions.
Citrine & Gold periodically offers complimentary educational seminars for clients and prospective clients on topics such as retirement, estate planning, and insurance. Representatives are licensed insurance agents and may offer insurance products and receive commissions (clients may, however, use other agents), and the firm’s reliance on a required custodian and model/subadvisory arrangements distinguishes its operational structure from many peers.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
General retirement planning
Income planning
Cash flow / budgeting
Fee options
Fixed fees for financial planning range from $2,500 to $4,750; fees are negotiable.
$0 - $250,000: 1.7% $250,001+: 1.0%
$200.00 per hour for financial planning services; fees are negotiable.
Main office location
Citrine & Gold LLC
4045 Pecos St, Suite 210 15
Denver CO 80211, United States
Number of offices
1
Most active in
Citrine & Gold LLC has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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