Sea Clear Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$67,728,272
Total clients
43
67% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
43
Average account size
$1,575,076
About
Sea Clear Financial Planning is a New Jersey–registered, solo, fee‑only advisory firm that serves individual clients, including high‑net‑worth households. The firm provides comprehensive financial planning, ongoing investment management, retirement plan advisement, and limited‑scope hourly engagements.
The firm produces written financial plans and investment policy statements covering cash flow, tax‑aware strategies, equity compensation, retirement and estate planning, and offers semiannual plan and portfolio reviews. For implementation Sea Clear relies on the AssetMark wealth management platform and sub‑advisors to access institutional model portfolios, while Charles Schwab serves as the qualified custodian.
Noteworthy features include a relatively large amount of assets managed by a single advisor across a small client base, resulting in higher assets‑per‑advisor and more concentrated relationships than many peers. The firm typically combines an upfront planning engagement with ongoing managed accounts implemented through AssetMark’s wrap program—which handles trading, reporting, and fee debiting—and requires clients to maintain the designated custodian and platform; clients retain responsibility for voting proxies.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Fee options
$0 - $500,000: $500,000 - $2,000,000: 1.00% annually $2,000,001 - $5,000,000: 0.90% annually $5,000,001 - $10,000,000: 0.70% annually $10,000,001+: 0.50% annually
Hourly rate of $250.00 per hour for limited scope engagements
Account minimum: $500,000 Minimum fee: Initial engagement fee of $5,000 for financial plan development Fee-only: Hourly rate of $250.00 per hour for limited scope planning
Main office location
Sea Clear Financial Planning, LLC
1027 Highway 70, Suite 302
Brielle NJ 08730, United States
Number of offices
1
Most active in
Sea Clear Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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