The L. Warner Companies, Inc

The L. Warner Companies serves high‑net‑worth individuals and related trusts, estates and retirement plans, while also offering financial planning, investment management, and consulting and administration services to corporations, non‑profits and other business entities. As of December 31, 2024 the firm reported approximately $744.6 million in discretionary assets under management and advises on roughly $256.0 million in corporate‑sponsored plan assets, and it generally applies a negotiable $500,000 account minimum.

TWC’s investment process is led by an internal Chief Investment Officer and analyst team that conduct fundamental research using third‑party data and custodian resources, and typically constructs diversified portfolios across equities, fixed income, mutual funds, ETFs, structured products and select alternative investments. Portfolios are usually managed for multi‑year horizons with limited turnover, though the firm may use options (protective puts, collars, covered calls) to hedge concentrated positions or generate income, and it also leverages third‑party manager programs and platform strategies (via Schwab SAM/MAS, Envestnet programs and TIAA/CREF).

Several business relationships and activities distinguish TWC from many peers: many of its advisory representatives are also registered representatives of M Holdings Securities and licensed insurance agents, and the firm discloses that those representatives may sell commissionable insurance products or receive commission‑based compensation outside their advisory capacity. The firm is a subsidiary of Foundation Risk Partners (acquired in 2021), provides fiduciary plan services (including optional 3(21)/3(38) oversight and proprietary plan administration systems), and maintains certain custodial or trustee arrangements that are subject to regulatory surprise audits and platform‑related conflicts disclosed in the brochure.