21st Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$450,000
Total clients
18
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
18
Average account size
$25,000
About
21st Financial LLC provides fee-based investment advisory services to a small, primarily individual client base and closely held businesses, offering both discretionary and non-discretionary portfolio management tailored to each client’s objectives. As a newly formed, solo advisory practice, the firm manages roughly a half-million dollars in client assets and delivers ongoing supervision and periodic account reviews.
The firm combines fundamental and technical analysis within a generally long-term, buy-and-hold framework, and seeks diversified allocations across equities, fixed income, and cash equivalents. For suitable clients it may implement higher-risk allocations to Bitcoin or Bitcoin-backed credit instruments (typically in the 10–40% range), and it uses position sizing, rebalancing, and options or derivatives where available to manage portfolio volatility.
Notable distinctions include referral arrangements with a Bitcoin custody and estate-planning provider and a Bitcoin mining and tax optimization services firm, under which the adviser may receive revenue- or profit-share compensation (including payments in Bitcoin), and a documented referral incentive and promotional fee-waiver program. The firm’s principal discloses personal holdings in Bitcoin and related securities and maintains policies to mitigate related conflicts through disclosure and a Code of Ethics, and the firm does not charge performance-based fees.
Client services
Portfolio management
Expertise
Private / alternative investments
Options & derivatives strategies
Fee options
1.21% annually
Main office location
21st Financial
3531 13 Th Ave N, Unit 303
Grand Forks ND 58203, United States
Number of offices
1
Most active in
21st Financial has reported serving >5 clients in these states in the last 12 months.
North Dakota
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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