Strategic Financial Inc.

Strategic Financial Inc. provides discretionary portfolio management and financial planning to individuals, high‑net‑worth clients, trusts, estates, and business entities, reporting approximately $40.5 million in discretionary assets under management across 289 client relationships. Like many independent advisers, it charges AUM‑based fees and offers portfolio management and financial planning tailored to individual goals.

The firm documents client objectives in an Investment Policy Statement and typically operates with limited discretionary authority to implement investment recommendations and withdraw fees; its methods of analysis include charting, fundamental, technical, and cyclical analysis, and it employs both long‑ and short‑term trading as well as margin, options, and leveraged products when appropriate. Financial planning is offered on a fixed‑fee or hourly basis, and accounts are reviewed at least quarterly with additional reviews triggered by material events.

Distinctive features include operating as a solo adviser while servicing an unusually large client base (289 clients, a rare client‑per‑advisor ratio for independent firms) and maintained affiliations with insurance activities — several representatives are licensed insurance agents and may offer commissionable insurance and annuity products, which the brochure discloses as a potential conflict of interest. The firm also discloses a contractual platform relationship with Mutual Securities (a FINRA/SIPC broker‑dealer) that solicits clients to use its platform and compensates the firm on assets under advisement, and it requires clients to use its recommended custodian, arrangements that differ from many peers.