T
Terrance P Davis Cpa/Pfs
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$91,000,000
Total clients
45
82% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
45
Average account size
$2,022,222
About
Terrance P. Davis CPA/PFS provides fee-only comprehensive financial planning and investment advisory services to individuals and small business owners, with a client base concentrated among pre-retirees and retirees. The firm is a sole proprietorship led by a CPA/PFS and includes income, estate and gift tax consultation and tax return preparation as a routine part of practice.
The firm follows a systematic planning process that defines client goals, analyzes accounts, and delivers written recommendations, favoring modern portfolio theory, asset allocation and low-cost index or passively managed funds. It implements advice on a primarily non-discretionary basis, working with clients to execute recommendations and offering annual monitoring, rebalancing, tax-loss harvesting and performance benchmarking.
Compared with many independent advisory firms, this practice operates as an accounting-led advisory (CPA/PFS) and does not use percentage-of-assets-under-management billing, instead relying on fee-only hourly or project arrangements and declining custody or performance-based fees. Approximately one-fifth of the firm’s business involves tax-related services, and the principal reports investing personal assets in the same index funds recommended to clients.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
General tax planning
Charitable giving & philanthropy
College savings (529s, UTMA, etc.)
Occupation focus
Retired
Founder/Business Owner
Demographic focus
Approaching retirement
Retired
Fee options
Flat or fixed fees typically ranging from $500 to $5,000 plus 1% overhead on billed amount
Currently $150/hour or a negotiated rate
Account minimum: No requirement for opening or maintaining an account size Fee-only: Hourly basis at $150/hour or negotiated rate; negotiated flat or fixed fees typically ranging from $500 to $5,000 plus 1% overhead on billed amount
Main office location
Terrance P Davis Cpa/Pfs
8460 Watson Road, Suite 225
St. Louis MO 63119, United States
Number of offices
1
Most active in
Terrance P Davis Cpa/Pfs has reported serving >5 clients in these states in the last 12 months.
Florida · Missouri
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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