Bonneville Multi-Family Office

The firm serves affluent individuals, multi-generational families, entrepreneurs and other professionals, typically with household income above $250,000 and net worth over $1 million, often over age 50. It offers family‑office style services — strategic and tactical financial planning, retirement and estate planning, risk management, coordination with outside advisors, and investment oversight.

Investment work is centered on diversified, asset‑allocation strategies using low‑cost vehicles such as ETFs, index and no/low‑load mutual funds, with core approaches that include a modified 7/12 strategy, a wide‑moat ETF, and dividend‑growth equities. The adviser generally supervises and monitors third‑party managers and custodial statements and often operates in a non‑discretionary or limited‑discretion capacity, though it can accept limited trading authority and may use options or margin with client consent and required disclosures.

What is distinctive about the firm relative to many solo independent advisers is that the principal holds life, health and disability insurance licenses and carrier appointments and may sell insurance/annuity products (with potential commissions disclosed to clients), and the firm may receive fee‑sharing from or have arrangements with third‑party investment managers. The adviser also routinely subscribes to and may share research and periodical content from market analysis services and emphasizes acting as a coordinator between custodians, CPAs, attorneys and other specialists rather than focusing solely on in‑house asset management.