EHMLI Investment Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$30,195,716
Total clients
86
56% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
86
Average account size
$351,113
About
The firm provides fee-based financial planning and portfolio management to individuals, trusts, estates, charitable organizations, and corporate/business entities. It operates alongside an affiliated CPA practice (EHMLI Inc., dba EHMLI Tax and Financial Planning) and offers one-time or ongoing investment management, hourly consultations, and tax-aware planning, with tax preparation and non-securities planning billed separately by the affiliate.
The advisory approach emphasizes tax-efficiency and income needs, typically constructing diversified portfolios that include closed-end funds, mutual funds, ETFs, equities, bonds, REITs and publicly traded partnerships to match clients’ time horizons and distribution-phase objectives. Accounts are reviewed at least quarterly, and the firm commonly manages portfolios with discretionary trading authority while coordinating investment decisions with clients’ broader tax and estate planning considerations.
What is distinctive about the firm is its tight integration with an accounting practice—about 85% of investment clients are current or former tax clients—which shapes its tax-focused advice and client intake, and the principal also maintains insurance licensure and occasionally recommends and receives commissions for fixed insurance products. The firm also reports a substantial proportion of high-net-worth clients, accepts charitable and business entity clients more often than typical independents, and uses encrypted file and email services hosted in Europe for client data storage.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Fixed fees or invoices based on time spent for engagements under $500; retainer agreements with minimum annual fee of $500
$1 - $100,000: 1.0% $100,001 - $300,000: 0.75% $300,001 - $1,000,000: 0.5% $1,000,001 - $2,500,000: 0.4% $2,500,001 - $5,000,000: 0.3% >$5,000,000+: negotiable
Insurance commissions earned by Principal as licensed insurance agent (not from advisory services)
Hourly fee of $130/hour with a minimum of half an hour for financial planning consultation; $150/hour for tax planning for non-investment clients
Minimum fee: Minimum annual fee of $100 for investment management clients; minimum annual fee of $500 for Retainer Agreement Fee-only: Fee-only financial planning and investment management; no commissions accepted for investment advisory services
Main office location
EHMLI Investment Advisors LLC
7026 Corporate Way, Suite 111
Dayton OH 45459, United States
Number of offices
1
Most active in
Ohio
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")