Main Street Financial Advisory LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$35,914,000
Total clients
50
14% high-net worth
Total advisors
1
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
50
Average account size
$718,280
About
Main Street Financial Advisory provides portfolio management and financial planning to individuals, including high‑net‑worth clients, and charitable organizations. Services range from IPS‑driven portfolio construction and ongoing monitoring to one‑time comprehensive financial plans covering retirement, tax, insurance, college, and debt planning.
The firm uses fundamental analysis, modern portfolio theory, and quantitative methods to build long‑term portfolios and documents client risk tolerance and objectives in an Investment Policy Statement. MSF offers both discretionary and non‑discretionary relationships — requesting discretionary trading authority when appropriate and documenting trade approvals for clients who retain decision authority.
Operationally, the firm requires custody through Schwab Institutional, conducts monthly account reviews by a single designated reviewer, and does not aggregate (block) trades across multiple client accounts. Financial planning is typically delivered as a one‑time engagement completed within six months unless additional services are requested, and MSF does not participate in wrap fee programs or select third‑party managers.
Client services
Financial planning
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
Life insurance needs analysis
Annuities
Fee options
Fixed fees for financial planning up to $8,000 depending on scope and services requested, fees are negotiable
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.80% $2,000,001 - $3,000,000: 0.60% $3,000,001 - > $3,000,000: 0.55% on first $3,000,000, and 0.25% on all assets above
Main office location
Main Street Financial Advisory LLC
291 Main Street
West Newbury MA 01985, United States
Number of offices
2
Most active in
Main Street Financial Advisory LLC has reported serving >5 clients in these states in the last 12 months.
Massachusetts · New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")