Onroute Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$4,392,699
Total clients
17
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
17
Average account size
$258,394
About
OnRoute Financial serves individual clients and small businesses, providing comprehensive financial planning and portfolio management services tailored to retirement planning, cash-flow and debt management, college savings, estate planning, insurance review, and business-owner consulting. The firm works with clients to produce written or electronic financial plans and also offers hourly planning engagements.
The adviser uses a mix of fundamental, technical, cyclical and charting analysis when conducting investment analysis and constructs client-specific Investment Policy Statements to guide implementation. Portfolio implementation may be carried out directly or through third‑party managers (TAMPs), and plans are monitored with periodic follow-ups and annual reviews.
Noteworthy features for a firm of this size include that the principal maintains outside paraplanning work for another advisory firm (reported as a material outside business activity) and that the firm recently removed online courses and speaking engagements from its service offerings as a material change. The firm also uses Charles Schwab for custody and receives certain soft-dollar and educational benefits through that relationship, and it accepts limited custody only for direct fee debiting.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
Debt management
College savings (529s, UTMA, etc.)
Fee options
$0 - $1,000,000: 1.00% annually $1,000,001+: 0.75% annually
$250 per hour for Financial Planning engagements, negotiable in certain cases
Comprehensive Financial Planning: upfront fee $0 to $10,000 plus ongoing monthly fee $100 to $1,000 based on complexity
Main office location
Onroute Financial
Haddonfield NJ, United States
Number of offices
1
Most active in
Onroute Financial has reported serving >5 clients in these states in the last 12 months.
New Jersey · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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