Mach-1 Financial Group, LLC

Mach-1 Financial Group provides discretionary and non-discretionary asset management to individuals (including high‑net‑worth clients), trusts, and business entities, and also advises on retirement plans and participant‑level retirement assets. The firm offers an automated advisory service called Ascent built on Betterment’s platform and refers clients to third‑party solutions such as Wealth.com for estate planning and Flourish Cash for cash management.

Mach-1 allocates client assets either to portfolios managed directly by its investment adviser associates or to third‑party Manager Wrap Programs, selecting Managers through quantitative and qualitative reviews and implementing diversified model portfolios that typically include ETFs and mutual funds. The firm also manages held‑away participant accounts using the Pontera platform and operates both wrap‑fee and non‑wrap account options on discretionary and non‑discretionary bases.

Distinctive features disclosed in the brochure include sponsoring its own wrap fee program in addition to using third‑party Manager Wrap Programs (Item 4.D) and multiple third‑party integrations (Betterment/Ascent, Wealth.com, Flourish, Pontera) that support advisory and plan services. The brochure also describes economic arrangements with custodians and sub‑advisers (including AE Wealth and institutional custodian programs) and directs clients to Manager Brochures for program‑specific disclosures and material risks, which can differ across wrap and non‑wrap offerings.