NHABLA

Nhabla LLC provides discretionary investment management and comprehensive financial planning to individuals, families, and small businesses, with an emphasis on clients who have substantial investable assets. The firm’s services include portfolio management, retirement and estate planning, tax strategy, risk management, and access to alternative investments under a written financial services agreement.

The firm builds rules‑based Core Portfolios and blended models that combine Modern Portfolio Theory and low‑cost passive ETFs with quantitative, fundamental, technical, and economic analysis; its Core Equity strategy targets the top 100 U.S. large‑cap stocks, is sector‑weighted to mirror the S&P 500, and limits holdings to 4.5% to control concentration, with quarterly rebalancing. Nhabla manages client accounts on a discretionary basis, monitors third‑party managers when used, and conducts quarterly reviews and client education as part of its portfolio oversight.

Noteworthy distinctions include a very small advisory team and a low client‑to‑advisor ratio, which the firm cites as enabling more personalized attention than is typical for many peers, and a hybrid approach that blends passive MPT principles with model-driven signals and the selective use of alternative and private placement investments. The firm also recently moved to a true blended, incremental fee schedule and discloses a policy change regarding referrals to outside tax and estate professionals for larger clients in its most recent ADV.