Dan Edwards Investment Advisory Services, LLC

The firm provides portfolio management and limited consultation services to individual clients and couples, generally working with investors who have a stated minimum of $100,000 to invest (the brochure notes that this minimum is negotiable). Engagements focus on building and managing personalized portfolios rather than institutional or pooled products.

The firm’s investment process emphasizes retirement-income planning: it identifies clients’ annual living needs, projects existing income sources, and fills the gap with diversified allocations across cash, bonds, balanced, growth & income, and growth mutual‑fund categories with regular rebalancing and periodic reviews. Portfolios are constructed primarily using Vanguard no‑load mutual funds with Vanguard serving as custodian; the adviser commonly operates under Vanguard’s agent‑authorization to execute trades and may use Vanguard brokerage for ETFs or select non‑Vanguard funds when appropriate.

Distinctive features include a very small client base and concentrated operational model, with individualized service elements such as mailed quarterly summaries and the option for paid, research‑based consultations beyond simple advice. The firm discloses personal investments in many of the same mutual funds it recommends, maintains a stated fiduciary code of ethics, and reports no third‑party or performance‑based compensation.