Meghan Modafferi is a Financial Consultant at Fidelity Investments, where she collaborates with individuals, families, and businesses to develop personalized investment strategies and comprehensive financial plans. She has been with Fidelity Investments since 2017, progressing through roles including Financial Representative, Relationship Manager, Planning Consultant, and currently Financial Consultant. Throughout her tenure at Fidelity Investments, Meghan has gained experience in financial planning and client relationship management. She focuses on creating tailored financial solutions that align with her clients' goals. Outside of her professional work, Meghan enjoys biking, golf, skiing, snowboarding, and spending time with her pets.

Michael Krumholz is a Financial Advisor at Merrill Lynch Wealth Management and a member of the OAKS Wealth Management Group since 2022. He collaborates with a team possessing over 80 years of collective experience to provide personalized wealth management strategies tailored to clients' goals. An Austin native, Michael holds a Bachelor of Science degree from Tulane University. Prior to his advisory role, he spent six years as a math and science educator in Houston, emphasizing emotional wellness and relational education. He holds the Personal Investment Advisor (PIA) designation and is involved with the Shalom Austin Jewish Foundation. Michael is dedicated to building lifelong client relationships grounded in integrity, openness, and transparency. Outside of work, he volunteers within his community and enjoys spending time with his family, traveling, and watching movies.

Cole Boehmer is a Financial Advisor with Merrill Lynch Wealth Management who collaborates closely with families and business owners to define their financial goals, develop comprehensive plans, implement strategies, and monitor progress. He leverages Merrill’s resources to address various aspects of clients’ financial lives, aiming to help them pursue the objectives that matter most. Cole’s client focus areas include divorce transition planning, education planning, family wealth management strategies, managing new wealth, personal retirement planning, tax minimization, and retirement income. Before joining Merrill and The Boehmer Group in 2025, Cole spent nine years in the asset management industry, most recently serving as an Advisor Consultant at Columbia Threadneedle Investments. In that role, he communicated capital market outlooks to financial advisors at brokerage firms and banks across Ohio and Western Pennsylvania, identifying client goals and providing risk management and investment solutions. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) and Certified Investment Management Analyst® (CIMA®) designations, as well as the Personal Investment Advisor (PIA) credential. Cole earned his Bachelor of Arts degree in history from Amherst College. Originally from Cleveland, Ohio, Cole played varsity football at Amherst College and remains engaged with his high school alumni community through University School’s Alumni Council. He currently resides in Framingham, Massachusetts, with his wife. Cole’s personal interests include biking, cooking, fishing, football, reading, traveling, spending time with family, and watching movies.

Euan Wilson is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in serving attorneys, corporate executives, medical professionals, and small business owners. He focuses on providing long-term wealth planning through Merrill's Goals-Based Wealth Management platform, offering services that include investment, estate, family, charitable, and legacy planning. Euan works closely with clients to consolidate accounts, design investment strategies aligned with both near-term and multigenerational goals, and coordinate trust and estate planning services. With ten years in the financial services industry, Euan re-joined Merrill Lynch Wealth Management as a financial advisor in 2023. He previously spent fifteen months at Legacy Wealth Partners as a portfolio manager and over six years at Merrill as a Senior Relationship Manager. His expertise includes simplifying complex financial lives, managing concentrated positions, and addressing competing priorities by structuring collaborative and coordinated wealth management strategies. Euan holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Financial Analyst (CFA), and Personal Investment Advisor (PIA). He earned bachelor's degrees from the University System of Georgia - Terry College of Business and the University of Georgia - School of Public and International Affairs. He is a member of the CFA Institute and participates in the St. George's Society of New York.

Andrew Byren is a Senior Financial Advisor with Merrill Lynch Wealth Management, based out of the New York, NY office. He joined Merrill Lynch in 2018 after graduating from the University of South Carolina in 2017. In his role, Andrew provides customized financial planning and solutions tailored to each client’s specific needs, considering factors such as risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. Andrew focuses on a variety of client areas including college education planning, family wealth management strategies, retirement income, legacy planning, and portfolio management services, among others. He employs a modernized, planning-based approach and leverages the resources and experience of the BMV Group to deliver comprehensive advice and service. He holds the Personal Investment Advisor (PIA) designation. Residing in Hazlet, New Jersey, Andrew enjoys baseball, basketball, football, chess, music, skiing, soccer, reading, spending time with family, and watching movies. He is involved with Covenant House as part of his community engagement.

Alexander Zaharchuk is a Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth planning for individuals, families, and small businesses. In his role, he helps clients build personalized financial strategies that align with their goals, values, and life stages. He integrates financial planning with tax-efficient strategies designed to help preserve and grow wealth over time. Alexander's expertise includes family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Leveraging the synergies between Merrill and Bank of America, he offers clients access to a broad suite of banking and investment solutions, allowing for coordinated services across lending, cash management, retirement planning, and investment advisory. He holds a Bachelor's Degree from Wake Forest University and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, Alexander enjoys fishing, golfing, hiking, ice hockey, music, pickleball, skiing, soccer, spending time with his family, and watching movies.

Timothy Wells is a Financial Advisor within Merrill Lynch Wealth Management, based in New York City. He began his career in 2017 at Merrill Lynch in Hunt Valley, Maryland, focusing on trusts and estates. In 2020, he transitioned to a role working with fixed income traders at Bank of America in New York before returning to wealth management in 2022 at Merrill Lynch’s 225 Liberty Street office. Tim holds FINRA Series 7, 66, 9, and 10 registrations and engages all avenues of Bank of America to develop and implement financial solutions for his clients. With seven years of industry experience, Tim works with a diverse client base that includes executives, business owners, founders, and their families. His client focus areas include corporate benefits, equity compensation, family wealth management, LGBT wealth planning, managing new wealth, portfolio management, and small business strategies. He is committed to comprehensive financial planning, leveraging Merrill Lynch’s proprietary financial models to help clients pursue and achieve their financial goals. Tim graduated from Rochester Institute of Technology with a Bachelor of Science in Finance. He has also earned the Accredited Wealth Management Advisor™ designation in 2023 and the Chartered Financial Analyst® designation in 2024. Outside of his professional work, Tim serves on the Board of Trustees for The Gow School and is involved with the school’s community. His personal interests include baseball, cooking, ice hockey, music, reading, traveling, and spending time with family.

Jonathan Roman is a financial advisor at Merrill Lynch Wealth Management, holding the title of FSA - Merrill. He specializes in helping clients identify their financial goals and develop strategies to pursue them, focusing on what matters most to them and their families. Jonathan holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from the University of Rochester.

Jacquelyn Calandriello is Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2021. She is a CERTIFIED FINANCIAL PLANNER™ Practitioner who focuses on helping individuals, families, and businesses achieve financial peace of mind through a holistic financial planning process. Jacquelyn collaborates with clients to develop customized plans, implement strategies aligned with their unique needs and goals, track progress, and make adjustments as required. Her professional experience includes serving as a Financial Advisor at Ameriprise Financial Services, LLC from 2016 to 2021, at MetLife Premier Client Group of New York City from 2010 to 2016, and at Ameriprise Financial, LLC from 2008 to 2010. Jacquelyn holds a California Insurance License.

Michael Andrito is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2015, progressing through roles including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, he worked as a Wealth Management Trainee at Global Arena Capital in 2015. Michael is a CERTIFIED FINANCIAL PLANNER™ and holds a California Insurance License. He focuses on developing customized financial plans designed to grow and protect clients' wealth. Outside of his professional role, Michael enjoys football, hiking, music, outdoor adventures, running, and snowboarding.