John Gallagher is a ChFC® credentialed advisor with Integrated Wealthcare, LLC, where he has worked since 2023. He has one year of financial advisory experience and concurrently practices emergency medicine with Hawaii Emergency Physicians Associated. Integrated Wealthcare is an SEC-registered wealth management firm that primarily serves physicians and medical professionals, alongside high-net-worth individuals, families, business owners, and retirement plans. The firm offers discretionary portfolio management and financial planning, utilizing documented risk assessments and globally diversified model portfolios with regular rebalancing.

Larry Mccabe is a financial advisor at Foundations Investment Advisors LLC with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Insight Folios and AE Wealth Management. He is also the owner of Aloha Life & Retirement, Inc., where he provides investment advisory and insurance services. Foundations Investment Advisors offers investment advisory and financial planning services to a diverse client base, including individuals, trusts, estates, retirement plans, and businesses. The firm manages portfolios through a network of affiliated offices using model allocations and third-party sub-advisers, and it is affiliated with related financial and legal service entities.

Ferdinand Pernia is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has previously worked with Wealthcare Advisory Partners, LLC, Independent Financial Partners, and PFG Advisors. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and combines large-scale advisory operations with various non-advisory financial products.

Charles Cope is a financial advisor at LPL Financial with five years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James Financial Services, Morgan Stanley, and Merrill Lynch. Based in Kailua Kona, HI, Cope is also involved in real estate rental activities outside of his advisory role. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a broad range of advisory and brokerage services supported by in-house research and a variety of investment strategies and delivery options.

Michael Mast is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he focuses on delivering investment insights and financial strategies to help clients achieve a worry-free retirement. With over 25 years of experience across various asset classes and market environments, Michael specializes in family wealth management, personal retirement planning, portfolio management, and services for endowments, foundations, and non-profits. Michael holds a Bachelor's Degree from the Wharton School of Business and is a Personal Investment Advisor (PIA). He is registered with FINRA Series 7 and 63, holds an NMLS ID 2021405, and has previous registrations including the FINRA Series 65 and membership in the Chicago Board of Trade and American Stock Exchanges. His practice emphasizes cost-effective and efficient financial solutions tailored to clients' risk tolerance, time horizon, liquidity needs, and investment goals. Residing on the Big Island of Hawaii for the past 12 years, Michael enjoys outdoor activities such as tennis, pickleball, swimming, fishing, and bodyboarding. He values the year-round exceptional weather and the variety of outdoor pursuits available in his community.

Michael Breen is a Private Wealth Advisor and a co-founder of The ABGO Group within Merrill Private Wealth Management. In this role, he directs integrated wealth management strategies and advice for a select group of ultra-high-net-worth clients, tailoring his approach to align with the unique goals and priorities of each individual or family. Mr. Breen has extensive experience advising entrepreneurs, corporate executives, and venture capital principals, with a focus on pre- and post-IPO strategies, concentrated and restricted stock management, mergers, private sales, and tax-sensitive wealth transfer. Since beginning his financial services career in 1997 at Morgan Stanley, and joining Merrill in 1999, he has helped clients manage complex financial situations to effectively deploy, grow, and preserve their wealth. He earned a Bachelor of Science degree in Finance from Santa Clara University, where he was a member of the varsity golf team. Outside of work, Michael enjoys participating in triathlons and golf. He is a member of the Olympic Club in San Francisco and resides in Kailua Kona with his wife, Cathy, and their three children.

Taylor Easley is a CFP® professional with 29 years of industry experience, currently affiliated with LPL Financial. He previously worked for Raymond James Financial Services for 16 years and has been involved with various business entities including Easley Corporation and Easley Wealth Management. Outside of advising, he has owned Easley Corporation since 1996. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with additional financial product services.