Scott has had an interest in finance and investing ever since his first job delivering newspapers when he was eleven years old. He grew up in the home of a physician and scientist, studied finance and accounting and worked in Silicon Valley for a few years. After all these experiences, he has settled into the profession he always envisioned. He works with individuals and families in the medical, scientific and technology fields to understand their financial goals and dreams and develop a uniquely tailored financial plan. He strives to remove the pain points in his clients' financial lives, increase their confidence about the future and reduce the costs associated with their financial decisions. He loves the opportunity to provide this service. Scott is married and has four children. He enjoys music, along with his wife and daughter, and can sometimes be found building LEGOs with his three sons. He has also lived and traveled various places in the world and loves learning about history and culture.

My earliest memory of money is watching my mom sort through her large wallet of department store credit cards at the cash register to find the right one for payment. As a kid, it taught me that credit cards were normal and I didn't hesitate to get my first card as an adult. Our early experiences shape our relationship with money, making financial planning deeply personal. Everyone’s journey is unique, and I love learning about your life to create tailored advice that helps you live your best life. My personal journey includes: - Joining a fintech startup as the 4th employee, where I learned to pivot and adapt quickly. - Working with high-earning professionals, which taught me advanced tax-planning strategies. - Teaching financial education webinars, where I honed the ability to simplify complex concepts. We specialize in: - Working wealth accumulators with no minimum for asset management - Equity compensation planning (RSUs/ISOs or NSOs, ESPP) and IPO planning - Proactive tax planning - Working with single retired women Every day, I’m grateful to serve people.

Courtland Mulliken is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 15 years of technical industrial experience, focusing on Wealth Management and Corporate Retirement Services. His wealth management services include individualized financial, estate, investment advisory, and cash management services for affluent clients, while his corporate retirement expertise covers qualified and non-qualified deferred compensation plans, concentrated stock and option plans, business succession planning, and cash management. Courtland graduated from the University of Colorado, Boulder, earning dual degrees in Chemistry and Mathematics. He served as a Submarine Officer in the US Navy for more than 10 years in both active and reserve capacities. Following his military service, Courtland worked in the Semiconductor Equipment Manufacturing and Medical Device Manufacturing industries. He holds multiple professional designations, including Chartered Financial Analyst® (CFA®), Wealth Management Advisor (WMA), Chartered Retirement Planning Counselor™ (CRPC™), Chartered Retirement Plans Specialist™ (CRPS™), Certified 401(k) Professional (C(k)P®), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Certified Plan Fiduciary Advisor (CPFA). Courtland is a member of the CFA® Society of Sacramento and involved with the Civil Air Patrol. He lives in El Dorado Hills, California, with his wife, Taira, and is active in his community.