Rolf Trautsch is a CFP® professional with over 42 years of experience in the financial services industry. He has been with C & T Financial Services Group, Inc. since 2003 and also maintains a longstanding role at OSAIC. Outside of his advisory work, he owns and operates DARO Enterprises, a sole proprietorship focused on property management. C & T Financial Services Group provides financial planning and advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, estates, charities, and business entities. The firm emphasizes written investment policy planning and ongoing financial counseling, employing a long-term, diversified investment approach without discretionary portfolio management.

Billy Potter is a Series 65-licensed financial advisor with Knight of California LLC, where he has worked since 2007. He has nine years of industry experience and operates as the sole advisor at his independent firm based in Carmel, California. Knight of California LLC provides discretionary portfolio management and ongoing financial advice primarily to individual and high-net-worth clients. The firm employs a blend of fundamental and technical analysis alongside modern portfolio theory, recommending mutual funds and ETFs while utilizing risk-management tools such as margin, option writing, and significant cash allocations.

Thomas Ogden Sr. is a financial advisor with Ogden, Thomas, holding a Series 65 designation and four years of industry experience. He has operated his own law practice since 2007. Ogden’s legal background is a notable aspect of his professional profile. Ogden, Thomas provides investment management and advisory services primarily to institutional clients and plan sponsors, including retirement plans, businesses, trusts, and charitable organizations. The firm offers wealth management, financial planning, and retirement-plan advisory, employing both fundamental and technical analysis with a long-term orientation, and manages potential conflicts arising from its affiliation with the advisor’s legal practice.

Jacques Bolivar is a CFP® professional with 27 years of experience in the financial services industry. He has been with LPL Financial since 2009 and also operates Pharaoh Financial Group, Inc., an independent investment advisory firm he founded in 2000. His outside activities include managing Pharaoh Financial Group, which offers financial planning and consulting services on a fee basis. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm supports its advisors with in-house research and a variety of investment solutions, combining large-scale advisory operations with insurance and credit product offerings.

Catherine Hawley is a financial advisor at Hawley Personal Finance in Monterey, CA, with 14 years of industry experience. She holds Series 63 and Series 65 designations and has been practicing as a CFP® since 2012. Hawley Personal Finance offers financial planning and investment consultation to individuals, families, and small businesses, focusing on cash flow, retirement, tax strategies, education funding, and estate planning. The firm emphasizes fundamental analysis and asset allocation with long-term, buy-and-hold strategies, providing recommendations without managing or executing trades on client assets.

Bret Elliott is a CFP® with 23 years of experience in financial advising. He has been with Elliott Financial, LLC since 2002 and is the sole advisor at the independent firm. Elliott Financial primarily serves working-class individuals and their families, along with some self-employed clients and a few with significant investable assets. The firm offers fee-only financial planning and investment advisory services, focusing on diversified portfolios that use no-load mutual funds and ETFs, and follows a fundamental, long-term investment approach that rejects market timing and technical analysis.

Jordan Lampos is a financial advisor at Midway Partners Capital Management, LLC with 12 years of industry experience. He previously worked at Duff & Phelps Securities LLC from 2016 to 2021. Lampos holds Series 63 and Series 65 licenses. Midway Partners Capital Management is a single-advisor registered investment adviser that provides discretionary portfolio management to individuals, trusts, estates, corporations, and other entities through separately managed accounts and a private pooled vehicle. The firm employs an intrinsic-value, bottom-up fundamental investment approach focusing on discounted cash-flow analysis and conservative forecasts, managing concentrated, longer-term holdings with routine portfolio reviews.

David Palshaw is a CFP® with 19 years of experience in the financial industry. He has been the principal of Monterey Bay Asset Management LLC since 2006 and previously operated Palshaw Measurement, Inc. from 2006 to 2018. Monterey Bay Asset Management provides portfolio management and investment supervisory services to individuals, trusts, foundations, pension and profit-sharing plans, and select corporate clients. The firm implements a Modern Portfolio Theory-based approach focused on asset allocation and diversified exposure, managing all assets in-house with regular portfolio reviews and rebalancing.

Michael Kirch is a CFA® charterholder and Series 63 licensee based in Monterey, CA, with six years of industry experience. He is the principal advisor at Del Monte Capital, Inc. and also works as a licensed real estate broker representing buyers and sellers of residential and commercial property. Additionally, he has an ownership interest in Cannery Row Brewing Company, a startup brewery and restaurant. Del Monte Capital provides portfolio management services primarily to individuals, corporations, and charities, focusing on tailored investment programs based on Modern Portfolio Theory. The firm manages a small number of predominantly non-discretionary accounts using mutual funds, ETFs, stocks, and bonds, with custody and trade execution through Betterment Securities’ Betterment Institutional platform.