Jennifer Madsen is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management. She joined Merrill in 2013 after beginning her financial services career in 2006 with Citigroup Smith Barney and subsequently working as a Senior Registered Associate at Wells Fargo Advisors from 2010 to 2013. Jennifer specializes in a broad range of wealth management strategies, including investment selection and research, retirement income planning, tax minimization, liability management, Medicare and social security guidance, wealth transfer, and estate preparation. She manages personalized investment strategies on a discretionary basis, utilizing individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies to help clients pursue their financial objectives. She holds multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CHARTERED FINANCIAL CONSULTANT® (ChFC®), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA®), Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jennifer earned her bachelor's degree from Arizona State University. She has been recognized by Forbes on several occasions for her work in wealth advisory. Jennifer has served as President Chair of the Root for Kids Board and volunteers regularly in the community. She resides in Washington, Utah with her husband and four children, and enjoys outdoor activities such as adventure sports, biking, boating, camping, hiking, as well as reading, music, soccer, and traveling.

Damond Petersen is the Vice President and Executive Planning Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2001, progressing through roles including Director, Retirement Planner; Workplace P&G Consultant I; Retirement Counselor; Investment Representative; Financial Representative; and Senior Retirement Specialist. His professional experience encompasses retirement planning and investment consulting. Damond holds insurance licenses in Arkansas and California. Outside of his professional career, Damond enjoys family activities, hiking, outdoor adventures, singing, traveling, and volunteering. He has eight children and values experiencing different cultures and serving his community.

Mike Panson is Vice President Private Wealth Management Advisor at Fidelity Investments, where he has served since 2022. He specializes in assisting corporate executives, including officers and directors subject to SEC Rules 144 and 16B, in managing the financial and regulatory complexities associated with their positions. His expertise includes employer-sponsored benefit plans and equity compensation, helping clients translate these complex areas into actionable strategies aligned with their broader life goals. Mike's tenure at Fidelity Investments spans over two decades, beginning as a Financial Representative in 1998. He progressed through roles including Account Executive, Senior Account Executive, and Executive Planning Consultant before assuming his current position. He holds a California Insurance License.

Nicholas Olsen is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients achieve their financial goals through personalized wealth management strategies. His client expertise includes college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. Nicholas holds the Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's Degree from Western Governors University and attended the University of Phoenix without obtaining a degree. He also holds a High School Diploma from Highland High School. He participates in community activities, including volunteering with Pivotal Solutions, an organization focused on empowering people through life changes. Outside of work, Nicholas enjoys baseball, biking, camping, football, golfing, hiking, reading, traveling, yoga, and spending time with his family, which includes his wife, three sons, and two dogs.

Shane Bartholomew is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the designation of Personal Investment Advisor (PIA) and has an Associate's Degree from Snow College. In his role, Shane focuses on connecting clients with tailored financial plans that align with their unique ambitions. He assists in areas such as education funding, retirement lifestyle planning, healthcare cost considerations, and long-term family goal strategies. Shane emphasizes simplicity and transparency in wealth management to help clients navigate the complexities of investing. Shane’s approach centers on integrating all aspects of a client’s financial life, prioritizing and pursuing the goals that matter most to them.

Justin Bandley is a Senior Resident Director and Wealth Management Advisor at Merrill Lynch, serving the St. George office since 1997. In his dual role, he focuses on building long-term relationships with clients, many of whom he has advised for over two decades. Justin works closely with retirees, business executives, and professionals to develop personalized financial strategies, emphasizing retirement income planning and actively managed investment portfolios aligned with clients’ unique goals. His areas of expertise include family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. Justin holds the Personal Investment Advisor (PIA) designation and earned a High School Diploma from Pine View High School. He lives in St. George with his wife, Sonya, and they have three adult children. Outside of work, Justin is an endurance sports competitor who participates in multiple IRONMAN triathlons and running races annually.