Thomas Vanderheiden is the principal of VanderHeiden Financial, an independent advisory firm based in Pagosa Springs, Colorado. He holds the ChFC® designation and Series 63 license and has 23 years of industry experience. VanderHeiden has operated his firm since 1981. In addition to advisory services, he is licensed to sell life and health insurance products. VanderHeiden Financial serves individuals, trusts, estates, pension and profit-sharing plans, and small businesses. The firm provides written financial planning, monitors third-party investment advisers, and integrates insurance product sales with its advisory services, typically operating on a non-discretionary basis and employing a co-adviser model for portfolio management.

Curtis Pouyer is a financial advisor at Montgomery Wealth Management, LLC in Pagosa Springs, CO, with 13 years of industry experience. He holds a Series 65 designation and has operated as a sole proprietor since 2008, joining Montgomery Wealth Management in 2014. Montgomery Wealth Management provides discretionary investment management and written financial planning to individuals and small businesses, managing approximately $22 million in discretionary assets. The firm uses a fundamental analysis approach and tailors model strategies combining equities, mutual funds, ETFs/ETNs, and fixed-income allocations to client goals and risk tolerance.

Nathan Mueller is a CFP® with nine years of industry experience, currently operating as the sole advisor at BlackBird Financial Planning. His prior experience includes roles at Transamerica Retirement Solutions and Transamerica Investors Securities Corporation. Outside of advisory work, he manages short-term rental properties. BlackBird Financial Planning is an independent, fee-only firm serving individuals, families, trusts, estates, and retirement plan participants. The firm employs a primarily passive, asset-allocation strategy using diversified index funds and ETFs, supplemented by fundamental and technical analysis, and offers financial coaching, educational materials, and webinars alongside traditional planning and investment management services.

Jeffrey Rainer is a financial advisor at Lifeworks Advisors, LLC with over 26 years of industry experience. He holds the ChFC® designation and has worked at firms including Northwestern Mutual and Avaii Wealth Management. Outside of his advisory role, he provides consulting services on wealth, insurance, and tax strategies through Peak Vision Consulting LLC. Lifeworks Advisors serves individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and businesses with discretionary wealth management and financial planning. The firm integrates tax and accounting services within its corporate group and employs a planning-based investment approach that combines risk management with factor-based and smart-beta strategies.

Robert Scott is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He previously worked at Raymond James Financial and its affiliate, and he manages Scott Strategic Investments and DSD Investments LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.

Anthony Doctor is a financial advisor with LPL Financial holding a Series 66 credential and 12 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Raymond James Financial Services Advisors and Raymond James Financial Services. Outside of his advisory work, he owns DR Builders LLC, a business unrelated to investments. LPL Financial serves a broad client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of advisory and brokerage services supported by an in-house research team and a variety of investment delivery options.