My name is Cameron Folse, and I am the founder of Folse Financial. I believe that professional financial advice should be simple and streamlined. Our focus is on flat fees, a modern digital experience, and fiduciary advice. After over 6 years in the financial services industry, I realized that the industry has a transparency problem. Many clients do not know how much they pay their advisor, either through insurance commissions or through investment management fees. Whether the fees are high, low, or just right, people should know exactly how much they are paying so they can be able to decide for themselves if what they are paying for is worth it. That is why Folse Financial is founded on flat, clear fees that are based on the complexity of your situation, not how much you decide to invest with us. I also pride myself on giving fiduciary advice. One thing many people don't know is that some advisors are not always fiduciaries. Some advisors wear several hats, and are only legally fiduciaries when making certain types of recommendations. With the CERTIFIED FINANCIAL PLANNER® certification, we are required to be fiduciaries at all times. In today's world, it's not enough to have transparent fees and give excellent advice. Clients also deserve a digital experience as well. We have set up systems to allow clients to view their entire financial picture in one place and allow them to track their progress towards their planning goals. The process of opening accounts and signing paperwork is entirely digitalized, saving hours of time for my clients and for myself. These are our 3 focuses for our business. Let us know if there's a way we can help you!

I'm a fee-only, flat-fee financial planner who specializes in servicing retired couples and business owners. I live in League City, TX with my beautiful wife and daughter. I pride myself in the extensiveness of my financial plans, especially when it comes to tax planning. From beginning to end, I work with my clients to make sure that their path forward is crystal clear. I execute all action steps needed to put their roadmap into reality and help them avoid common mistakes and pitfalls along the way. My fees have always been and always will be flat. I receive no referral fees or kickbacks from professionals I may refer clients to, and charge no AUM fees.

Jin Huang is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she began her career in financial services in 2017. In her role, she assists clients in developing personalized wealth management strategies by taking a comprehensive, client-focused approach. Jin emphasizes listening to her clients’ individual goals to help them make informed decisions across a range of areas including family wealth management, retirement planning, tax minimization, and investment strategies. She also serves clients with interests in small business planning, sports and entertainment, and services for defined benefit plans. Jin holds a Bachelor’s degree from Xiangtan University, a Master’s degree from the Chinese Academy of Sciences, and a Doctorate degree from the University System of Ohio. She is a Personal Investment Advisor (PIA) and is fluent in both Chinese and English. Jin is involved with the Asian Chamber of Commerce Houston and supports community initiatives such as the Mandarin Immersion Magnetic School. Outside of work, she enjoys dancing, spending time with her family, playing table tennis, traveling, and volunteering locally.

Nai An Lee is a Wealth Management Advisor with Merrill Lynch Wealth Management. She collaborates one-on-one with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. Nai An offers access to investment insights from Merrill as well as banking and lending solutions from Bank of America. Her areas of expertise include college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, and women and wealth. Nai An holds a Bachelor's Degree from Baylor University and has earned the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. Nai An participates in community activities through volunteering with local organizations, following the tradition of Merrill's involvement in the communities it serves. She communicates with clients in English, Chinese, and Mandarin.

Noah Doney is a Financial Services Advisor (FSA) with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that align with their unique ambitions and priorities. His approach focuses on assisting clients with goals such as funding education, planning for retirement and healthcare expenses, and creating long-term family financial plans. Noah holds the Personal Investment Advisor (PIA) designation and has completed an Associate's Degree at Anne Arundel Community College. He earned his high school diploma from South River High School. He emphasizes simplicity and transparency in wealth planning to help clients navigate the complexities of investing.

Feriz Halili is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in June 2016, he has supported The Fecel Team in various roles, leveraging his thirteen years of experience in the financial services industry, including prior work with Bank of America. Feriz focuses on delivering comprehensive financial strategies tailored to the priorities and goals of high-net-worth individuals and families. He provides clients access to Merrill’s investment insights alongside the banking services of Bank of America, helping address needs such as asset allocation, education funding, retirement income planning, tax minimization, and estate planning. Feriz holds a Bachelor's degree from the University of Houston System and the Personal Investment Advisor (PIA) designation. He has extensive experience assisting clients with banking, credit, lending solutions, and the self-directed brokerage platform EDGE. He is involved in professional and community organizations including Arberia Houston, Houston Beekeepers Association, Spondylitis Association of America, and volunteers with the Houston Food Bank. Outside of his professional role, Feriz enjoys spending time with his family, including his wife Nurana and their two children. He takes pleasure in boating, reading, soccer, traveling, and watching movies. Raised in a family business tied to oyster and shrimp fishing, Feriz values the lessons of hard work and aims to instill these principles in his children.

Logan Cheak is a Senior Financial Advisor at Merrill Lynch Wealth Management and a key member of The Cheak Group. Since joining the team in 2018 alongside his father, he has focused on assisting clients with personal retirement and college education planning, as well as developing wealth management strategies tailored to families and individuals. Logan supports The Cheak Group’s goals-based approach to financial planning, emphasizing customized strategies that address tax minimization, retirement income, estate considerations, and long-term care. A native Texan, Logan earned his Bachelor of Business Administration degree in Marketing from Texas Tech University in 2017. He holds the Personal Investment Advisor (PIA) designation and is affiliated with the professional organization Lambda Chi Alpha. In addition to his professional work, Logan participates in community activities including involvement with the South Plains Food Bank. Outside of work, he enjoys playing golf and softball, drawing and painting, and following Houston and Texas Tech sports.

Virginia Grosz is a Planning Consultant at Fidelity Investments, where she works to provide a comprehensive planning experience to help clients and their families create plans for retirement and beyond. She has been with Fidelity Investments since 2022, progressing from the role of Financial Representative to Relationship Manager, and currently serves as a Planning Consultant since 2023. Throughout her time at Fidelity Investments, Virginia has gained experience in client relationship management and financial planning. Her roles have involved working closely with clients to develop and implement financial strategies that align with their retirement goals. Further information regarding Virginia's education, credentials, personal interests, and community involvement has not been provided.

Katie Van Koski is a Wealth Management Planning Consultant at Fidelity Investments, where she has been serving since 2019. In her current role, she collaborates closely with Wealth Management Advisors, Regional Planning Consultants, and the broader Private Wealth Management team to assist clients in protecting, growing, and transferring their wealth. She emphasizes the importance of building strong relationships with clients and their families to develop a deep understanding of their financial goals. Katie's experience at Fidelity Investments spans several roles, beginning as a Financial Representative from 2015 to 2017, followed by a position as a Relationship Manager from 2017 to 2019, before assuming her current consulting role. Outside of her professional work, she has personal interests in board games, cooking and baking, and yoga.