Richard Ragoobar is a Financial Consultant at Fidelity Investments, where he works closely with clients to understand their financial goals and needs. He leverages Fidelity's resources to help clients develop and co-create comprehensive financial plans aimed at providing confidence throughout various life stages. His professional experience includes roles as a Financial Consultant and Investment Consultant at Fidelity Investments since 2022, and prior to that, he was a Private Client Banker at JP Morgan Chase from 2009 to 2022. Richard holds a California Insurance License. Outside of his professional work, Richard has personal interests in cars, fitness, music, pets, and soccer.

Ben Rickhuss is a Planning Consultant at Fidelity Investments, where he focuses on developing engagement strategies tailored to the unique planning needs of each client. In his current role, he provides first-class service and acts as a local point of contact for clients. Ben has been with Fidelity Investments since 2017, gaining experience in multiple roles including Financial Representative and Relationship Manager before becoming a Planning Consultant in 2021. This progression reflects his growing expertise in client relationship management and financial planning. Specific details regarding his education, credentials, personal interests, or community involvement have not been provided.

Joe LeBrane is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2022. Prior to this role, he worked as an Investment Consultant at Fidelity from 2020 to 2022. Joe's professional background includes experience as a Financial Advisor and Financial Planning Specialist at Morgan Stanley from 2015 to 2020, as well as a Financial Services Representative at Hancock Whitney Bank from 2013 to 2015. Joe is committed to thoughtful financial planning and providing clear guidance to his clients. He aims to build relationships based on integrity and to support clients as they work toward their financial goals. Outside of his professional work, Joe enjoys fitness, food, golf, parenthood, tennis, and traveling.

Jonathan Bui is a Financial Consultant at Fidelity Investments, where he works closely with clients to understand their situations and needs. He focuses on developing holistic financial plans that help clients work towards their goals. He has held several roles at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. This experience has contributed to his expertise in client relationship management and financial planning. Outside of his professional work, Jonathan has personal interests in board games, football, golf, and parenthood.

Faheem Khwaja is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in providing comprehensive financial planning and investment advisory services. He supports clients in achieving key financial goals such as retirement security, funding education, and managing wealth, employing advanced planning tools that incorporate risk tolerance and individualized objectives. Faheem serves a wide range of clients, including business owners, and utilizes his expertise to assist with both personal financial matters and business exit planning. Faheem holds multiple professional certifications, including Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst® (CIMA®), Certified Private Wealth Advisor® (CPWA®), CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), and Chartered Retirement Plans Specialist™ (CRPS™). He also holds the Retirement Benefits Consultant designation through Merrill. His education includes an Associate's Degree from Adamajee Government Science College. Faheem is fluent in English and Urdu. Born in Pakistan and residing in Houston for over 38 years, Faheem actively participates in community service aligned with Merrill Lynch’s tradition, volunteering with organizations that provide essential resources such as food, medicine, clean water, and education. His approach emphasizes confidentiality, active listening, and aligning financial strategies with clients’ life priorities and values. Personal interests include gardening, photography, reading, and traveling.