Jeffrey Mcloud is the sole advisor at McCloud Advisory Services LLC in Ada, Oklahoma, holding a Series 66 designation with 15 years of industry experience. His career includes roles at Securities America Advisors and multiple McCloud-affiliated firms. In addition to advisory work, he is an insurance agent offering insurance products to clients. McCloud Advisory Services primarily refers clients to third-party investment managers and provides educational newsletters and public workshops for individual and business clients. The firm does not directly manage portfolios but supports client education through its newsletters and workshops.

Phillip Hart is a financial advisor with First Command Advisory Services in Ada, Oklahoma. He holds the ChFC® designation and Series 63 and 65 licenses, and has 42 years of industry experience. His prior work includes a year at Empower Brokerage before joining various First Command entities in 2016. First Command serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage, and insurance and banking product distribution. The firm emphasizes advisor-led, face-to-face financial coaching and offers a structured 12-month Tailored Professional Services engagement with periodic progress meetings and access to a designated advisor.

Russell Allen is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Raymond James Financial and Vision Investment Services. Outside of his advisory role, he is involved in managing retail and real estate businesses in Ada, Oklahoma, and Angel Fire, New Mexico. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver customized recommendations through a centralized consulting team.

Cheryl Ross is a financial advisor at Ameriprise in Ada, Oklahoma, holding a Series 66 designation with nine years of industry experience. She previously worked at Raymond James Financial Services and Vision Bank. Ross is also employed by 836 Investments, the DBA name of her advisory practice. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. Its retirement-income planning service focuses on clients with significant investable assets, providing tailored, tax-smart withdrawal strategies supported by algorithmic automation and a centralized consulting team.